This agreement is between you and SGQuickPay trading as SG QUICKPAY PTE LTD. These Terms and Conditions govern the terms under which you may access and use this website and the services associated with it (together, the "Service"). By accessing, registering with and using the Service, you agree to be bound by the terms of the Terms and Conditions. If you do not wish to be bound by the Terms and Conditions do not access, register with or use the Service. As used throughout these Terms and Conditions, the terms "SG QuickPay", "we", "us", and "our" refer to SG QUICKPAY PTY. LTD., together with its employees, directors, successors, affiliates, and assigns. The terms "you" and "your" refer to users of the Service, whether in their capacity as Senders, beneficiary owners of senders, Recipients (receiver of money transfer), or visitors to this website.
In these Terms and Conditions,
The words "you" and "your" refer to the person who accepts and agrees to the terms and conditions of this Agreement.
The words "SG QuickPay", "we" and "us" refer to SG QUICKPAY PTY. LTD.
Services means all payment services and related products available through this website.
Appmeans SG QuickPay’s mobile application for the sending of Payment Requests and/or Transaction Requests.
Sender means someone who uses the Service to send money.
Recipientmeans someone who receives money through the Service.
Destination Country means the country in which the Recipient receives money through the Service
Transaction means a specific instruction to send money through the Service.
Transaction Amount means the amount of money that the Sender wishes to send to the Recipient, excluding any applicable fees and prior to any foreign exchange conversion
Payment Instrument " means a valid instrument of payment such as a bank account, debit card or credit card.
Payout Amountmeans the amount paid out to the Recipient, after any foreign exchange conversion and excluding Local Taxes.
Transaction Fee means the fee plus any additional charges applicable to each Transaction.
Service Provider means a local bank, money exchange house, or other third party service providers in the Destination Country with whom SG QuickPay works in providing the Service.
SG QuickPay Remittance Facility refers to the SG QuickPay online platform for the purpose of carrying out remittance services.
Verify " means that you have to complete our verification process in order to help establish your identity with SG QuickPay.
Transaction History means the record of your Transactions on our website which you may access using your email and password registration details.
Website means any URL, such as www.SGQuickPay.com, that we use to provide the Services to you. “Password” means the secret password defined by you, at the time of registration. “The Effective Date” means the date on which our Terms and Conditions become effective”.